Financial planning for private clients in Germany

Germany’s financial system has its own logic: three pension pillars, specific tax rules, a dense insurance market. I help you make sense of it and build a plan that fits your situation.

Schedule your first appointment.

Investment Strategies

Long-term portfolios and real estate exposure built with funds and ETFs, matched to your goals and risk tolerance.

Coins symbolizing wealth management and financial planning
  • Portfolio design and regular rebalancing
  • ETF and investment fund selection
  • ESG-aligned options
  • Real estate investments
  • Alternative investments funds

Retirement planning

A clear picture of what you’ll receive from each of Germany’s three pension pillars and how to close any gaps.

  • Statutory pension analysis (gesetzliche Rente)
  • Occupational pension review (betriebliche Altersvorsorge)
  • Private pension solutions (Riester, Rürup, private Rentenversicherung)
  • Retirement income planning for those approaching retirement

Insurance & Protection

A review of your existing contracts to spot gaps, redundancies, and overpayments plus independent comparisons when new coverage is needed.

Insurance optimization for private clients in Frankfurt
  • Health insurance (private and statutory)
  • Occupational disability (Berufsunfähigkeitsversicherung)
  • Home and household (Hausrat, Wohngebäude)
  • Private liability (Privathaftpflicht)
  • Legal protection (Rechtsschutz)
  • Life and term life insurance (Risikolebensversicherung)

Estate and inheritance planning

How your assets are structured matters as much as how much you accumulate. I review the financial side of your estate to make sure nothing is left to chance.

  • Beneficiary clause review on insurance and pension contracts
  • Contract ownership and assignment checks
  • Investment structure aligned with inheritance goals
  • Coordination with your notary or tax advisor for formal estate planning

My Approach

1

Initial Contact

Free initial meeting to discuss your projects.

2

Analysis & Diagnosis

Detailed analysis of your financial situation and goals.

3

Personalized Strategy

Presentation of recommendations in a clear and transparent manner.

4

Implementation & Follow-up

Deployment of solutions and long-term support.

Your financial situation in Germany deserves a clear plan.

Schedule your first appointment.