Altersvorsorgedepot

Altersvorsorgedepot 2027: Full Guide (Grants, Fees, Payout)

Altersvorsorgedepot 2027: the complete guide to Germany’s private pension reform Germany’s private pension reform is now law: the Bundestag passed it on 27 March 2026, and the Bundesrat gave its final approval on 8 May 2026. From 1 January 2027, a new state-subsidised retirement savings product enters the German market: the Altersvorsorgedepot (literally, “retirement provision …